Representative calculation example: 10,000 CHF 12 months term: The interest (total costs) is between CHF 261. and CHF 521, the interest rate is 4.9 % - 9.9 %. The installment is between CHF 855.1 and CHF 877.00 per month. The granting of credit is prohibited if this leads to over-indebtedness. (Art. 3 UWG).