Profin Kredit Ltd. has been a Swiss provider of personal loans, insurance and pension products for several years. With our experienced credit professionals and the customer-friendly website, you can process your credit enquiries online or at the branch, regardless of time and place: flexible, convenient, independent and secure. We attach great importance to a fast and uncomplicated business transaction. With a wide range of products, helpful services and useful tools, we are always at your side. We are very pleased that you have found us. If you have any questions, please do not hesitate to contact us by phone, email or online inquiry. Your Profin Kredit Credit Team
with simple and fast loan application
From 120 CHF in Month
10'000
From 282 CHF in Month
20'000
From 828 CHF in Month
50'000
From 1'655 CHF in Month
80'000
Three Easy Steps.
Simply and conveniently fill in your credit application online. If you have any questions, please do not hesitate to contact us by phone or email.
After you have sent us the required documents, you will receive an e-mail after a Comprehensive credit assessment of the credit decision and your credit contract.
As soon as you have returned the signed credit agreement to us and the legal waiting period of 14 days is over, you will receive the money to your desired account or you can collect it directly in cash.
Info: Your loan application will be decided within 4 hours
as soon as all the required documents are available.
Profin Kredit attaches great importance to data protection. Your data will be treated with care and deleted after successful processing. If you wish, you can also insure your personal credit with installment insurance.
After you have sent us the required documents, you will receive an e-mail after a Comprehensive credit assessment of the credit decision and your credit
contract.
Your application for a personal loan will be processed immediately. As soon as all documents are available, the decision about your credit will be made within
4 hours.
Info: Your loan application will be decided within 4 hours
as soon as all the required documents are available.
If you apply for a loan, please do not submit any further applications to other credit institutions or banks. This can lead to a delay of your credit application or even have a negative impact on your
creditworthiness.
Take advantage of the opportunities offered by a loan and claim it for tax purposes. In Switzerland, borrowing can be taken into account in tax returns. This means that the debt interest can be deducted from income tax.
Pay attention to a regular payment of the installments. Interruptions in payments or unpunctual payments can lead to a downgrading of your creditworthiness and thus to a more difficult borrowing in the future.
Take advantage of a new loan with
favorable conditions for the rescheduling of old loans with higher interest rates.
Save money by doing so.
.
Protect yourself from unforeseeable costs. Unemployment, illness and accidents are enormous risks.
Secure your credit with installment
insurance.
Whether foreigners with a B, C or L permit. Or also self-employed persons, cross-border commuters, civil servants or permanent employees, and many more, let us advise you. We will find the optimal loan for you.
Successful Loan Approval
Customer Satisfection
Office National Partners
Award Certificate
The personal loan runs from 6 to 120 months.
You are at least 18 and at most 65 years old and have a permanent position. Borrowing is prohibited if it leads to over-indebtedness (Art. 3 UWG).
Fixed interest rate. Interest costs are included in the monthly installments.
You pay back the loan in constant monthly installments. Early repayment and multiple deposits at once are possible at any time.
Anyone in possession of a Swiss passport or a category B, C, L and G residence permit may apply for a personal loan. The applicant's age must be between 18 and 70 years of age. Irrespective of the professional situation, the applicant must receive a monthly income of at least CHF 2,300.00.
In order to apply for a loan, it is primarily only necessary to complete the application form in full. However, the following documents must be submitted
No, the entire application process is free of charge. There are no handling fees.
Your income must be at least CHF 2,300 net to apply for a loan. In Switzerland, it is a legal requirement that the granting a credit is prohibited if it leads to over-indebtedness.
This is basically no problem if your budget allows it. You can replace or increase your existing loan with lower interest rates - we will be happy to advise you on your options. Since the summer of 2016, new interest rates have been in force, so it makes sense for many borrowers to reschedule to lower interest rates.
The closing and the maximum amount of the loan is decided by the respective credit bank which offers the loan.
If you have an ongoing debt collection and/or seizures, we cannot apply for a loan for you. You must settle the outstanding receivables as quickly as possible and have them deleted from your debt collection statement by the creditor. Then a loan can be applied for.
ZEK means "central office for credit information". There it will be registered if you have not paid off a loan regularly and properly. If you have a negative ZEK code, the bank will not grant you a credit.
Yeah, you can do that. However, you must also fulfil the following additional conditions: L-approval: You must be in Switzerland for at least 6 months / G-approval: You must be in Switzerland for at least 3 years and have been employed by the same employer for at least 2 years.
On the basis of the information you provide in the application form, the bank calculates a budget for you to which your credit will be adjusted to. The annual percentage rate will be determined by your credit rating and varies between 4.9% and 9.9%. It goes without saying that we obtain various offers and submit the most favourable offer to you.
No. You do not need to inform anyone about why you are applying for a loan. This is your decision and does not interest us or the issuing bank.
You determine the credit period yourself. You can choose between 6 and 120 months.
We process all applications 100% discreetly. In addition, we are bound by banking secrecy and the Data Protection Act.
Yes, you can deduct your debt interest from income tax. You will receive the necessary interest certificate by mail at the end of the year.
